Practice Peer-to-peer (p2p) Lending (28.4.2) - Digital Transformation and Financial Technology (FinTech)
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Peer-to-Peer (P2P) Lending

Practice - Peer-to-Peer (P2P) Lending

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Practice Questions

Test your understanding with targeted questions

Question 1 Easy

What does P2P in P2P lending stand for?

💡 Hint: Think about the phrase describing the relationship between lenders and borrowers.

Question 2 Easy

True or False: In P2P lending, banks play a direct role in the transaction.

💡 Hint: Consider who facilitates the borrowing process in P2P lending.

4 more questions available

Interactive Quizzes

Quick quizzes to reinforce your learning

Question 1

What type of loans does P2P lending typically involve?

Home Loans
Personal Loans
Commercial Loans

💡 Hint: Think about the common type of loan people seek in P2P scenarios.

Question 2

In P2P lending, risk-based interest rates are determined by which of the following?

True
False

💡 Hint: Remember how algorithms assess the borrower.

1 more question available

Challenge Problems

Push your limits with advanced challenges

Challenge 1 Hard

A new P2P lending platform wishes to attract both lenders and borrowers. Design a strategy that addresses how it will assess the risk of borrowers and communicate this to potential lenders.

💡 Hint: Consider how existing platforms handle risk assessment and what systems they have in place.

Challenge 2 Hard

Explore the ethical considerations surrounding P2P lending. What responsibilities do platforms have toward borrowers and lenders?

💡 Hint: Think about the duties these platforms have to both sides of the transaction.

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